Vehicle financing

Find the best way to finance the purchase of a new or used vehicle either through hire purchase or taking a vehicle loan.

Main benefits


  • Up to 75% financing 
  • Loan term of up to 7 years 
  • Loan term can be up to 9 years when financing new vehicles if the loan-to-value ratio does not exceed 65% 
  • Combined age of car and loan period can be maximum of 12 years
  • Customers enjoying the premier service get lower interest rates and a discount on borrowing fees 
  • No costs when making deposits or paying off a loan
  • Equal payments over the loan period 
  • Interest on the loan is variable and non-indexed 
  • Choose between a vehicle loan or hire purchase 


New vehicle financing product


Afex Finance Trust offers a new vehicle financing product. We now offer up to 65% financing for up to 9 years when buying a new car from a dealership. 

There are great benefits to the customer:


  • Lower monthly payments over a longer loan period 
  • Makes it easier to buy a new car 
  • No fee for paying off the loan early and no fee for paying off the principal during the loan period 
  • Full warranty on new cars during first few years 
  • Customers enjoying the premier service  get better terms of business 
  • Quick and professional service from Afex Finance Trust’s financial advisers.